What’s Your Retirement Style by Sign?

Kelli Fox

If we are very lucky and plan carefully, retirement can be a wonderful time of life. Retirement can mean different ideas to each of us; some seek adventure, while others seek a peaceful quiet and contentment. Our astrological sign can direct us towards whatever retirement it is that we seek for ourselves. Your sign can direct you towards making the right choices for saving and investments, to neither rob from the present to pay for the future or living a devil-may-care, live for today lifestyle.

Aries (March 20th - April 19th)

Oh Aries, headstrong and ambitious, ruled by Mars, the planet of passion. Their desire and optimism can help them to reach that brass ring, but their impulsiveness makes saving a chore. Strong and courageous, but hopelessly impulsive, Aries is confident in their abilities, but impatient in investing. Short- term high yield investments call out to you. The trick for Aries will be to take profits from those shorter term investments and put them into more dependable long-term investments, giving you the best of both worlds. After all, if you're an Aries; sitting on the porch isn't your idea of golden years.

Taurus (April 20th - May 20th)

The stable and steady Bull maintains a close relationship with their finances. It's not that you're tight-fisted or miserly, only meticulous. It is simpler to be an easy-going Taurus when you keep your eye on the prize. Your inner need for security is played out in your finances. Money flows towards you naturally, but Taurus is ruled by Venus, the planet of love. You love pleasure and enjoy the good life and you're willing to indulge those urges. Your stable nature makes long-term investments perfect for you. Don't dilute your investments trying to put a finger into every pie. Your hard-working nature and patience is perfect for long-investing. As a Taurus, you will do well financially, if you can hold the reins on your passions.

Gemini (May 21st - June 20th)

With so many activities and running in a dozen directions sometimes you tend to give retirement planning the short shift. An Air sign, you like learning and have the nerves of a riverboat gambler. For Gemini, investing should be a piece of cake, only there are so many other interests demanding your time. Your love of variety and need for stimulation, makes it difficult for Gemini to focus on retirement investments. But by all means, get around to it; put retirement planning on the front burner. Use your natural intellect and research skills to your best advantage, while resisting that urge to jump into something new. Using automatic payroll deductions means you won't have to think about it, you've got enough on your mind already!

Cancer (June 21st - July 21st)

The Crab is a complex Water sign, intense and private. Cancer needs security and money plays an important part in your life. You build your comfort zone and move cautiously through it. This Cardinal Water sign is ruled by the Moon, they're emotional, but stoic. Short-term high yield risky investments might take years off of their lives, Cancer was made for long-term safe investments. Their caring nature and their need to nurture their families can create a motivation for saving. Cancer's would prefer retiring to a lake house to owning a recreational vehicle, their love of family requires a comfortable nest.

Leo (July 22nd - August 21st)

The Lion is a fixed Fire sign ruled by the Sun, filled with pride, warmth, courage and strength. Leo loves being the center of attention and sometimes that costs money. Leo doesn't normally enjoy finances; they'd rather leave it to the professional money managers. They're famous for overspending and buying things they really can't afford, making debt; Leo's largest threat to retirement planning. Generous to a fault, Leo struggles to save. No matter how much money they earn, there is always a desire to give more away. Leo loves finery and the good life and must force themselves to save religiously.

Virgo (August 22nd - September 21st)

This sign is a natural-born saver, cautious and detail-oriented; they watch their finances like a hawk. Rarely, do they find themselves in financial trouble; they're good with budgeting details and careful with their credit, that's on the plus side. But on the negative side, your greatest strength is your greatest weakness. Virgo lacks the gamblers nature and caution is your watch word, you shy away from high yield investments and sometimes obsess over details. Virgo being hard workers are known as moderate spenders. You're practical down-to-earth nature should make saving for retirement a lot easier. As a Virgo, you seek perfection and while money might not be your primary goal, even perfection costs money.

Libra (September 22nd - October 22nd)

The Scales loves life and balance. A Cardinal Air sign ruled by Venus, you love pleasure. Your sense of balance requires investment responsibility, provided it doesn't crimp your lifestyle today. You crave peace and good feelings all around, but investment can be troubling and nerve-wracking and grating to your nature. Long-term safe investments are for you, especially those not easily retrieved. Libra's dual nature makes balancing pleasure and responsibility one of the most daunting tasks. A professional financial planner can help you to take the stress out of retirement investing. Allowing you the freedom to return to all the things you love most.

Scorpio (October 23rd - November 21st)

This sign is ruled by both Mars and Pluto, making them a complex personality. Passionate and private, pity the poor financial planner trying the hard sell on a Scorpio. The hard sell won't work on Scorpio; they won't be pushed or prodded. A Fixed Water sign, they will question everything… deeply. A possessive nature means Scorpio are naturals at acquiring and maintaining wealth, money is important to them. Their love of control should make them good at short-term investments. Their passion and desire for "hands on" investments makes Real Estate appealing. Scorpio's natural curiosity and intellect for research will pay dividends towards retirement, but with so much intensity and the desire to rule, will they ever retire in the first place?

Sagittarius (November 22nd - December 20th)

The archer is always aiming for the horizon; they're ruled by Jupiter, the planet of luck. A Mutable Fire sign, Sagittarius can go with the flow, but their restlessness and need for excitement encourages changing horses in mid-stream. While this sign might have good money Karma, it's only because in their optimism, they believe there's always more coming. Money isn't the driving force for Sagittarius, its adventure. Short-term investing can be an adventure, but sometimes in all the excitement, Sagittarius can lose focus. Famous for reckless spending based on their boundless optimism; Sagittarius wins big or loses big. Their optimism and determination make Sagittarius winners, still looking for that mountain of gold, long after everyone else has gone home.

Capricorn (December 21st - January 18th)

The reason this sign is symbolized by a goat is due to their stability. Onward and upwards, slow and steady wins the race is their motto. You're not troubled by saving, only wishing you had more to save. A Capricorn sees money as security and security as status. Making wise investment decisions validates a Capricorn's status driven nature. A Capricorn will seek dependable marquee investments rather than start-ups. You’re loyal in your investments and dealings. This sign also believes; if it ain't broke don't fix it. Ruled by Saturn, the task master planet, Capricorn is known for a conscientious work ethic and an eye for the bottom line. They're sometimes accused of being frumpy, but Capricorn is confident in knowing the way to the top, no matter how long it takes.

Aquarius (January 19th - February 17th)

The Water-Bearer has their own ideas and usually marches to the beat of a different drummer. Your innate curiosity and love for learning makes investment almost entertaining for you. What with all those numbers to crunch and possibilities to pursue, you thrive on details! Being a Fixed Air sign, you're co-ruled by Uranus the planet of rebellion and by Saturn the planet of discipline. You serve two masters; you're a calculated investor, but also drawn to new and different ideas. Being able to detach your emotions from your money gives you the ability to see the difference between a different idea and a better idea. Experience is your teacher for the best investment strategy; you can handle both long and short-term investments, so try both.

Pisces (February 18th - March 19th)

As the Fish is a Mutable Water sign they know the way up or downstream. Pisces are sensitive and intuitive, but don't see money as a priority. They should probably have a financial professional assist them in planning for retirement. Pisces are ruled by Neptune, the planet of illusion. You’re idealistic and filled with optimism along with a love for lost causes. This can make you a wonderful person, but a questionable investor. Details aren't your long suit and the day to day fluctuations of the stock market can overwhelm you. Retirement investment should be planned analytically and without emotion, this is the plan for your financial future, if you cannot put your emotions aside, it would best if you find someone who can.

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